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Regional Acceptance

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82 complaints

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Regional Acceptance Corporation was started in Greenville, North Carolina, in 1978 by two local businessmen. At that time, the company financed the purchase of used automobiles for consumers who could not afford other types of consumer credits. The company did business with many outstanding automobile dealerships. It also provided direct loans to its clients. In September, 1996, BB&T Corporation acquired RAC.

With its headquarters in Greenville, NC, Regional Acceptance Corporation continues to function as an independent BB&T subsidiary. The company continues to grow. There are branches in more than 20 US states.
Please try to contact Regional Acceptance Customer Service directly prior to posting any complaints on this site.

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Regional Acceptance Complaints & Reviews

Regional Acceptance Reviews

Krazykilo
Regional Acceptance - Class action lawsuit against rac
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I for one am getting tired of the threatening phone calls from Regional acceptancehow can a company call you at 1030 at night and talk smack to you over the phone and extorti...

#303401
Mar 09, 2012
477

Tpjones2
DO NOT FINANCE A LOAN THROUGH Regional Acceptance
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

Regional Acceptance changed the contracted monthly payment amount with a bait and switch action. First, I financed a car through Capistrano Nissan in San Juan Capistrano. The car...

#298434
Feb 19, 2012
432

Tazman
Regional Acceptance - Regional acc. breached contract on auto loan
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

In 08 i made a down payment 3000 to pat fisher dealership waited hour or so regional acc. approved loan i drove off then month and half dealer calls said i need to resign contract ...

#294514
Feb 04, 2012
478

Tirapump...
Regional Acceptance - Late fees and unrealistic charges
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I have had a loan through regional acceptance for like $18,000. Which was switched to them unknowingly when harleysville national bank went under. They were the worst lender ever. ...

#293384
Jan 31, 2012
353

696duke4
Regional Acceptance : Treats customers in good standing like deadbeats!
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

This company is a third rate, predatory lender with zero interest in proper professional lending! They will do everything they can to hold their "customers" hostage at any cost!

#293225
Jan 30, 2012
382

Anonymous
Regional Acceptance - Fees to Pay your bill?!
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I never in my life have had to pay a fee to PAY a bill. When everything first started going online there used to be a fee to pay online but you could always send your bill in the m...

#286880
Jan 06, 2012
429

Trishv
Regional Acceptance do not take loan
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I purchased a vehicle for 11000 dollars and paid back 18000 with interest ., then regional told me i had 2000 in interest charges and would not give me the title. after arguing wit...

#286532
Jan 05, 2012
549

Big Bad ...
Regional Acceptance what a mistake
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

My payment is due on the 24th and if they do not have the payment by 5pm that day they start calling. Over and over and over again. Times are very tough my husband works in the c...

#278489
Dec 01, 2011
585

Mattbrak...
Regional Acceptance are Harrasing and I don't own a car
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

My name is Matt brake and I get calls from regional acceptance asking for a Robert or Wendy Casey and I'm not them or related to them heck I don't own a car or a title from them I ...

#277029
Nov 24, 2011
456

Anonymous
Regional Acceptance Corporation
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I am protesting Regional Acceptance Corporations policy of holding funds for 10 days that have been transfered electronically. I made my final car payment Nov 3rd and want my car t...

#274836
Nov 14, 2011
642

Anonymous
Regional Acceptance
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I did read where a person wrote they have a loan through regional acceptance, and 3years later still owes what you bought the car for. Yes I agree predatory lenders. I have been p...

#274505
Nov 12, 2011
543

Boomslice
Regional Acceptance Scam
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I signed a statement at the dealer, I didn't want to pay more than $500/month for a loan. I had just paid off my 2006 Taurus, bought a house the previous year, but no no, the d...

#273657
Nov 08, 2011
631

Youngfem...
Regional Acceptance ISNT EVEN MY FINANCE COMPANY!!!! BUT YET IM HARRASSED DAILY!!!
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

MY boyfriend NOT EVEN my HUSBAND got a car loan through Regional Acceptance and I am being harrassed and hounded daily by someone named Abner M who is out of Florida. The car my bo...

#273650
Nov 08, 2011
504

Pikelinda
Regional Acceptance
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

The majority of "supervisors" are rude and not willing to help. I offered a partial payment and was told NO; my account had to be paid in full (1 1/2 months behind). After severa...

#265734
Oct 03, 2011
595

Jerzygrl...
Regional Acceptance Not a Nice Company
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I have had my car for 2yrs now; when I first got my car it was a horror story dealing with Regional Acceptance. No Lie! I had the car for 2wks and they called me every day to verif...

#262497
Sep 17, 2011
896

Anonymous
Regional Acceptance
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

They dont want to help at all....the person by the name Diane is really a bad lady the way she talks looks like they hired her from the streets...they r not understanding at all......

#261966
Sep 14, 2011
565

Anonymous
Regional Acceptance phone 866-644-7687
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

We have only one complaint for your pissed off readers - get some reading glasses Regional Acceptance's technical contact line is 8 6 6 in red caps. We have tried to get ...

#261870
Sep 14, 2011
687

Jenks
Regional Acceptance - The dealer is the bad guy-not the bank
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I worked for RAC for 10 years. They are a subprime lender which means if you get directed to them, no-one else wanted you. Thus the high interest rates and fees. The loan closing a...

#259220
Sep 01, 2011
1048

Useyourh...
Regional Acceptance - A Little Advice
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

The details of your loan are provided to you at the time of your loan. Read it. It is not anyone's responsibility to read every word in your contract to you. And if you have an...

#258287
Aug 28, 2011
646

Judytking
Regional Acceptance - Regional auto acceptance
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

This company sux they financed a car for my son who didnt have a job just so they could get extra intrest money, now the car cant be paid for and they refuse to refinance or help o...

#251327
Jul 26, 2011
954

Ruth1106
Regional Acceptance - They should be stopped with thier unfair loan pratices
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I currently have a car loan through regional and at the time of purchase the loan was never explained to me in detail. Found out everyday im late you are being charged outragious i...

#246806
Jul 03, 2011
932

RbkkaJ
Regional Acceptance - RAC is not honest! Avoid at all costs unless necessary.
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

We had decent credit up until 2009 when my husbands job of 14rs decided to close and move to Mexico. At that time we filed bankruptcy against all unsecured debt putting our credit ...

#245811
Jun 28, 2011
955

Oona
Regional Acceptance harrassment
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

Save yourselves!! Don't ever get a loan with Regional. They call me everyday.. They call me from an 877 number and I speak with them, then an hour later they call me from a 252...

#244565
Jun 21, 2011
750

Yumyum
Regional Acceptance - RAC is not right!!!
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

Well I just got off the phone with them and yes, I'm 2 months behind. I tried to make a payment for half of what I owe and pay the rest in 2 weeks. Well after being tranfered a fe...

#240695
Jun 01, 2011
702

Babcock ...
Regional Acceptance - In a corner - only option is bad
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

My son took out his first loan with RAC. Due to his credit rating, I cosigned. I thought it was an extremely high interest rate but unfortunately did not say anything.

#239533
May 25, 2011
633

Pamelami...
Regional Acceptance - Soultions Anyone?
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I have read all the comp[laints about Regional Acceptance Coorp on this site and a few others. I am in the same position with them. I bought a car through them 3 years ago, and in...

#234650
Apr 27, 2011
1154

Anonymous
Regional Acceptance - Talk to me aggressive, as if he was the lender.
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I feel that I am a good customer.I pay my car loan on time. I became late because of a financial problem. Which made me miss a payment in December. Everyday before then and a...

#231105
Apr 07, 2011
738

Jwall226
Regional Acceptance - Crooks & Rips Offs - Do NOT Finance With Them
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I have paid over 6 1/2 years with $1800.00 down. They claim I still owe over $4300.00 and still send statements adding more fees. They will not cooperate with me and when I ask f...

#228020
Mar 21, 2011
951

Yadams
Regional Acceptance ...Dont Use Them, Ever
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I'm not so shocked to see all the NEGATIVE customer experiences with Regional Acceptance Corp on this site. They're truly predatory lenders. My story...credit has ...

#225320
Mar 06, 2011
972

Slrtbrtfst
Regional Acceptance - I have no problem with RAC
5.0 1420-B E. Firetower Road GreenvilleNC27858 (866) 644-7687, (877) 722-7299, 1-866-644-768 http://www.regionalacceptance.com/about/default.cfm?fuseaction=contact&CFID=2063290&CFTOKEN=31335009

I've been reading the complaints listed and they all have validity. I, however have a different experience. In the almost three years I've been with them, they have always been w...

#224743
Mar 02, 2011
1301
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