Home  »  Company Reviews  »  Regional Acceptance

Regional Acceptance

Rating:
77 complaints

Regional Acceptance Icon

Regional Acceptance social reviews and reports. Join community by posting your own comments or complaints.

Regional Acceptance Corporation was started in Greenville, North Carolina, in 1978 by two local businessmen. At that time, the company financed the purchase of used automobiles for consumers who could not afford other types of consumer credits. The company did business with many outstanding automobile dealerships. It also provided direct loans to its clients. In September, 1996, BB&T Corporation acquired RAC.

With its headquarters in Greenville, NC, Regional Acceptance Corporation continues to function as an independent BB&T subsidiary. The company continues to grow. There are branches in more than 20 US states. Please try to contact Regional Acceptance Customer Service directly prior to posting any complaints on this site.

Best Consumer Reports

Regional Acceptance Complaints & Reviews

Regional Acceptance Reviews

Anonymous
Regional Acceptance - Fees to Pay your bill?!

I never in my life have had to pay a fee to PAY a bill. When everything first started going online there used to be a fee to pay online but you could always send your bill in the m...

#286880
Jan 06, 2012
104

Trishv
Regional Acceptance do not take loan

I purchased a vehicle for 11000 dollars and paid back 18000 with interest ., then regional told me i had 2000 in interest charges and would not give me the title. after arguing wit...

#286532
Jan 05, 2012
131

Big Bad ...
Regional Acceptance what a mistake

My payment is due on the 24th and if they do not have the payment by 5pm that day they start calling. Over and over and over again. Times are very tough my husband works in the c...

#278489
Dec 01, 2011
255

Mattbrak...
Regional Acceptance are Harrasing and I don't own a car

My name is Matt brake and I get calls from regional acceptance asking for a Robert or Wendy Casey and I'm not them or related to them heck I don't own a car or a title from them I ...

#277029
Nov 24, 2011
205

Anonymous
Regional Acceptance Corporation

I am protesting Regional Acceptance Corporations policy of holding funds for 10 days that have been transfered electronically. I made my final car payment Nov 3rd and want my car t...

#274836
Nov 14, 2011
348

Anonymous
Regional Acceptance

I did read where a person wrote they have a loan through regional acceptance, and 3years later still owes what you bought the car for. Yes I agree predatory lenders. I have been p...

#274505
Nov 12, 2011
297

Boomslice
Regional Acceptance Scam

I signed a statement at the dealer, I didn't want to pay more than $500/month for a loan. I had just paid off my 2006 Taurus, bought a house the previous year, but no no, the d...

#273657
Nov 08, 2011
345

Youngfem...
Regional Acceptance ISNT EVEN MY FINANCE COMPANY!!!! BUT YET IM HARRASSED DAILY!!!

MY boyfriend NOT EVEN my HUSBAND got a car loan through Regional Acceptance and I am being harrassed and hounded daily by someone named Abner M who is out of Florida. The car my bo...

#273650
Nov 08, 2011
260

Pikelinda
Regional Acceptance

The majority of "supervisors" are rude and not willing to help. I offered a partial payment and was told NO; my account had to be paid in full (1 1/2 months behind). After severa...

#265734
Oct 03, 2011
373

Jerzygrl...
Regional Acceptance Not a Nice Company

I have had my car for 2yrs now; when I first got my car it was a horror story dealing with Regional Acceptance. No Lie! I had the car for 2wks and they called me every day to verif...

#262497
Sep 17, 2011
581

Anonymous
Regional Acceptance

They dont want to help at all....the person by the name Diane is really a bad lady the way she talks looks like they hired her from the streets...they r not understanding at all......

#261966
Sep 14, 2011
336

Anonymous
Regional Acceptance phone 866-644-7687

We have only one complaint for your pissed off readers - get some reading glasses Regional Acceptance's technical contact line is 8 6 6 in red caps. We have tried to get ...

#261870
Sep 14, 2011
424

Jenks
Regional Acceptance - The dealer is the bad guy-not the bank

I worked for RAC for 10 years. They are a subprime lender which means if you get directed to them, no-one else wanted you. Thus the high interest rates and fees. The loan closing a...

#259220
Sep 01, 2011
635

Useyourh...
Regional Acceptance - A Little Advice

The details of your loan are provided to you at the time of your loan. Read it. It is not anyone's responsibility to read every word in your contract to you. And if you have an...

#258287
Aug 28, 2011
454

Judytking
Regional Acceptance - Regional auto acceptance

This company sux they financed a car for my son who didnt have a job just so they could get extra intrest money, now the car cant be paid for and they refuse to refinance or help o...

#251327
Jul 26, 2011
696

Ruth1106
Regional Acceptance - They should be stopped with thier unfair loan pratices

I currently have a car loan through regional and at the time of purchase the loan was never explained to me in detail. Found out everyday im late you are being charged outragious i...

#246806
Jul 03, 2011
707

RbkkaJ
Regional Acceptance - RAC is not honest! Avoid at all costs unless necessary.

We had decent credit up until 2009 when my husbands job of 14rs decided to close and move to Mexico. At that time we filed bankruptcy against all unsecured debt putting our credit ...

#245811
Jun 28, 2011
688

Oona
Regional Acceptance harrassment

Save yourselves!! Don't ever get a loan with Regional. They call me everyday.. They call me from an 877 number and I speak with them, then an hour later they call me from a 252...

#244565
Jun 21, 2011
497

Yumyum
Regional Acceptance - RAC is not right!!!

Well I just got off the phone with them and yes, I'm 2 months behind. I tried to make a payment for half of what I owe and pay the rest in 2 weeks. Well after being tranfered a fe...

#240695
Jun 01, 2011
545

Babcock ...
Regional Acceptance - In a corner - only option is bad

My son took out his first loan with RAC. Due to his credit rating, I cosigned. I thought it was an extremely high interest rate but unfortunately did not say anything.

#239533
May 25, 2011
491

Pamelami...
Regional Acceptance - Soultions Anyone?

I have read all the comp[laints about Regional Acceptance Coorp on this site and a few others. I am in the same position with them. I bought a car through them 3 years ago, and in...

#234650
Apr 27, 2011
903

Anonymous
Regional Acceptance - Talk to me aggressive, as if he was the lender.

I feel that I am a good customer.I pay my car loan on time. I became late because of a financial problem. Which made me miss a payment in December. Everyday before then and a...

#231105
Apr 07, 2011
562

Jwall226
Regional Acceptance - Crooks & Rips Offs - Do NOT Finance With Them

I have paid over 6 1/2 years with $1800.00 down. They claim I still owe over $4300.00 and still send statements adding more fees. They will not cooperate with me and when I ask f...

#228020
Mar 21, 2011
745

Yadams
Regional Acceptance...Dont Use Them, Ever

I'm not so shocked to see all the NEGATIVE customer experiences with Regional Acceptance Corp on this site. They're truly predatory lenders. My story...credit has ...

#225320
Mar 06, 2011
723

Slrtbrtfst
Regional Acceptance - I have no problem with RAC

I've been reading the complaints listed and they all have validity. I, however have a different experience. In the almost three years I've been with them, they have always been w...

#224743
Mar 02, 2011
1006

Darond
Regional Acceptance - This company cares for now one but themselves

These people have no idea how to run a company. they are rude,do not return phone calls, and do notsend mail out when they say they are. there coments are always twisted saying stu...

#222354
Feb 18, 2011
369

Chill1234
Regional Acceptance - Trying to cheat me out of money.

Regional is the worst company to do business with, they are rude, and very unprofessional. They are trying to cheat me out of money and trying to force me to pay late fees. They ...

#221032
Feb 11, 2011
357

Jenamir21
Regional Acceptance - REGIONAL SUCKS..I HATE THIS COMPANY

I got finance thru this company on 2008 and my car was 16000 when it was finance. I have paid over 11,000 in payments and guess what I still owe over 14000. Now if this isnt a ***...

#220768
Feb 09, 2011
856

Pissed8740
"Convenience Fee" Refund from Regional Acceptance

We received a check in the mail yesterday from Regional stating: "A review of the records on your account since January 1, 2009 indicates that you were charged, and ...

#218465
Jan 27, 2011
1181

Anonymous
Don't use Regional Acceptance!

We did what everyone has done and found out the hard way...never co-sign for a family member. Business money and family almost never work, not to mention the unexpected hurt and lo...

#217100
Jan 19, 2011
1052
< Prev 1 2 3Next >
Reviews 1-30 of 77

Related Information

Computers
Personal computers and laptops are widely used in our life to accomplish different tasks and jobs. It's impossible to use computer without operation system such as Windows, Linux, Mac OS and appropriate software that allows us to type documents, send e-mails, browse the Internet and play games. There're many computer companies offering their products, some of them are well-known such as: Dell, IBM, Apple and HP. Many such companies, computer stores and dealers' reviews, as well as software and hardware reviews can be found in this category. If you have some valuable experience with computer companies, stores or you have a different opinion from what is listed here, you're welcome to share it by posting your own review or opinion.

Featured Complaints