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I've read thousands of consumer complaints and they're so similar to what I've experienced. This basically sums it up for those with Q's.:

1) This is the worst nightmare financial company known to man. They're liars, call from fake numbers. They'll call you multiple times a day, 7 days a week - yes, even on Sunday up to 9:30 at night.

2) Within 30 days past due, they're searching for your car. Within 2 months your car will be towed. If your car is towed, you will NEVER see it again. If your car is towed, they demand FULL loan payment, so you better file bankruptcy, get another loan to pay this loan off, or hire an attorney.

3) If you want to hide your car, best way is a garage or storage unit until you can get current on your loan. Within 120 days (4 months), they'll hire an attorney for you to surrender the vehicle.

4) I've seen people with their loans paid off and no title was given to them. You can call all you want and they'll tell you it's been sent or give some sort of an excuse why it wasn't sent yet. I've seen people wait 1-2 years before hiring an attorney to sue RAC.

5) Option:1 How to get rid of this nightmare? I've seen cars get totaled and insurance companies getting irritated dealing with this uncooperative RAC company, but eventually insurance/GAP gets settled.

Option 2: Fixing your credit with Lexington Law dot com and trade your nightmare car loan in for a better interest rate loan. No matter what, you're upside down on your loan, but at least your credit will be fixed minus this loan and you can trade the car in to wash your hands from RAC.

Conclusion: WE all make mistakes, but this was a nightmare to us all. In the end, we can all spread the word and hopefully one day this place will be shut down. Outsmart RAC, hopefully this will give you some insight of what actions to take. Either way you choose, until that loan is settled, RAC will always be there to harass you 7 days a week.

Monetary Loss: $32000.

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BTW, I still have my car, so I've outsmarted RAC!!!!!!!!!!!

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